You may be able to file a claim for compensation if you have been unfairly taken advantage of by a business or been a victim of fraud, harassment, and other unlawful practices. You may even be able to file a class action lawsuit if you are one of several consumers to be a victim of unfair or deceptive business practices.

If you or someone you know has experienced consumer fraud, the seasoned Miami consumer fraud attorneys at The Alvarez Law Firm can discuss your legal options and help you seek compensation. 

Understanding Consumer Fraud

Consumer fraud occurs when a business uses deceptive practices and takes advantage of targets for the likely purpose of leaving the victims with financial losses. You are probably a victim of consumer fraud if you have experienced any of the following:

  • False promises
  • Inaccurate claims about the product or service
  • False claims about the nature of business or an individual’s identity

Common Types of Consumer Fraud in Florida

Different types of fraud fall under the purview of consumer fraud.

These are:

  • Identity theft
  • Credit and debit card fraud
  • Debt collection fraud
  • Mortgage fraud
  • Fake charities
  • Prize and lottery fraud
  • Covid-19 scams
  • Interest rate reduction fraud

Florida Laws for Consumer Protection

A plenitude of federal and state laws afford protection to consumers in Florida. The primary ones are:

  • Fair Debt Collection Practices Act (FDCPA)
  • Fair Credit Reporting Act (FCRA)
  • Truth in Lending Act (TILA)
  • Equal Credit Opportunity Act
  • Home Ownership and Equity Protection Act
  • Consumer Leasing Act
  • Florida Deceptive and Unfair Trade Practices Act (FDUTPA)

The Florida Deceptive and Unfair Trade Practices Act is a state law, while all others work at the federal level. A confident and motivated consumer protection attorney in Florida, who has been through the legal battlefields before, can help you understand where to file a claim if you are unsure whether to file your lawsuit in federal or state court. 

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Detecting Consumer Fraud

Consumer fraud is often detected when the victim has already suffered substantial financial losses. Fortunately, there are a few ways to detect fraud before you end up losing everything. These are a few warning signs that indicate you may be the target of a scam:

  • Unreasonable denial of credit
  • Unexpected charges on your accounts
  • Receiving unexpected texts and emails from government agencies and private companies requesting money or personal information
  • Debt collectors calling you about purchases you are not aware of
  • Receiving notifications about names, addresses, or password changes on your cards and accounts

In severe cases, consumer fraud can wreak havoc on your credit score and overall life. It’s recommended that you work with a qualified consumer protection attorney to protect your interests. 

Our Trusted Consumer Protection Lawyers are Here to Give You the Best Legal Advice and Support. Call Now.

The highly experienced Miami consumer fraud attorneys at The Alvarez Law Firm can help you file a lawsuit and seek rightful compensation under state and federal law. If you were deceived or treated unfairly by a business, our attorneys, under the guidance of Mr. Alex Alvarez, will employ all available resources to help you obtain justice. Schedule your free and confidential consultation with us today. Call 877-445-7675 or write to us online

Let’s talk about your case.

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